Your credit score is a 3-digit number that reflects your creditworthiness
Higher scores mean faster loan approvals
Save money with lower interest rates
Access premium credit card offers
Get better EMI terms and options
Get a comprehensive understanding of your credit health with our detailed report.
Check your score in just 30 seconds
Bank-grade encryption for your data
No hidden fees or subscriptions
Designed for Indian borrowers
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“I checked my credit score in under a minute. The process was smooth and helped me understand my loan eligibility.”
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Yes, absolutely! Your basic credit score check is 100% free with no hidden charges. You only pay ₹49 if you choose to upgrade for the detailed credit report.
When you apply for a credit card or a loan, lenders like banks and non-banking finance companies check your credit score to see whether you have the ability to repay the loan. If you have a higher credit score, you are likely to receive a lower rate of interest.
No, checking your own credit score is considered a 'soft inquiry' and has no impact on your credit score. You can check as many times as you want.
PAN (Permanent Account Number) is required to fetch your complete credit history from credit bureaus. It's the primary identifier used for credit records in India.
Yes, ₹99 is a one-time payment for your detailed credit report. There are no recurring charges, subscriptions, or auto-debits.
Your data is protected with bank-grade 256-bit SSL encryption. We never store your sensitive information and follow strict data privacy protocols.
Join thousands of Indians who have already checked their credit score with KredBharat